As your wealth manager, is it possible for us to deliver returns that outperform the market, yet still fail you? Absolutely.
There’s no question that your portfolio is essential to your financial well-being. And stewardship of your financial assets is an obligation we take very seriously. But investment advice is only a portion of what we provide. Our role is also to help you protect and cultivate assets that aren’t expressed on a balance sheet or account statement—your family, your faith, your values, your accomplishments, your impact—through a comprehensive plan that unites them all.
Developing this plan begins with discovery conversations in which we discuss your life, the individual members that make up your family, what you want to accomplish with your wealth, your personal values and your vision for the future.
These conversations serve as the basis for implementing a plan that coordinates every aspect of your financial life, including:
- Wealth Enhancement / Investment
- Wealth Transfer / Trust & Estate Planning
- Asset Protection / Risk Management
- Generosity / Philanthropic Advisory
Life is never static and your plan can’t be either. It requires a continuum of strategies that address accumulation and growth, protection and preservation, utilization and distribution, and finally, generational transfer. Your financial life changes over time, we continually monitor your plan, assessing progress against your stated goals and recommending adjustments as required.
A Realistic, Conservative Approach to Asset Preservation and Enhancement.
“Shirtsleeves to shirtsleeves in three generations.”
— Anonymous
It’s the universal saying that characterizes the fate of many family enterprises through the years. And it really is universal: the saying appears in cultures around the globe—clogs to clogs, rice paddy to rice paddy. It traps families around the world. How can we make sure it doesn’t ensnare yours?
At Fortiter Wealth Management, one of the most crucial components of your comprehensive wealth management plan is our focus on Trust and Estate Planning. We work with experienced estate planning attorneys to develop generational wealth transfer strategies and business succession plans designed to preserve the success you have created for years to come.
Just as important, we also work with your family to cultivate the values you believe in. Our experience in family governance and young inheritors education promotes family harmony and cultivates an appreciation for how success can improve the lives of others.
Mitigating the Risks You See-and the Ones You Don’t.
“I find all this money a considerable burden.” — J. Paul GettyCould your greatest successes pose some of your most glaring liabilities? For entrepreneurs like you, the answer may be “yes.”
Wealth created through specific businesses or industries can often lead to portfolio allocations and asset accumulations that are heavily over weighted to those businesses or industries. When times are good, there may be no immediate cause for concern. But a downturn that affects the sector in which your wealth is concentrated could spell disaster for you financially.
Likewise, unaccounted-for tax exposure and underinsurance can also wreak havoc on your financial life in ways you may not anticipate on your own. At Fortiter Wealth Management, we continually monitor the array of negative risk factors you face. Our asset diversification strategies, tax advisory services, insurance reviews and creditor protection planning give you the confidence to embrace appropriate risks while avoiding negative ones.
“Money is a great treasure that only increases as you give it away.”
— Lord Francis Bacon
Many of our clients consider themselves stewards of wealth– their ultimate measure of success is how effectively they share their wealth with the world. Fortiter has had the privilege of helping clients make significant contributions to churches, ministries, medical research, orphanages, social services groups and many others.
Identifying causes you want to support is just the beginning of developing a philanthropic strategy. We also advise on legacy strategies that can make a lasting difference, integrate philanthropic goals with estate plans, and coordinate tax advisory services to ensure your gifts have their greatest impact.